Personal Finance


350 WILLS, TRUSTS, and TEXAS PROBATE

Whether planning your first will or revising an existing one, let Patricia Bath, Attorney at Law, help you explore the options. This seminar provides a discussion of the basics of Wills, a look at Living Trusts, and an overview of the Probate Process. Living Wills, Health Care Powers of Attorney and planning for possible future disability will also be discussed.
Date: Sept. 22 (Mon.)
Place: Education Center - Historical Rm
           430 West Mill
Time: 7:00 p.m. - 9:00 p.m.
Instructor: Patricia Ann Bath
Cost: $5.00 Tuition; $5.00 Facility Fee

352 ABC'S of LTC (Long-Term Care)

Most people who buy long-term care insurance don't understand how their policy works.  Doesn't it make sense to find out what you should look for and how to compare policy benefits? The decision to buy a policy should be made with confidence. There should not be a single doubt in your mind, that the policy you just purchased is the best policy, at the best price, for your particular circumstances. Only then will you have true peace of mind. Anyone desiring to learn more about how to protect their independence, assets and quality of life will benefit from this program. Persons who have been denied coverage in the past because of their health could also find this program informative. Creative alternative solutions to traditional insurance will be discussed.
352.01: Sept. 30 (Tues.); 6:30 p.m. - 8:30 p.m. 
352.02: Oct. 2 (Thurs.); 10:00 a.m. - Noon
Place: Education Center Library
           430 West Mill
Instructor: John Young
Cost: $5.00 Tuition; $5.00 Facility Fee

354 MEDICARE - MONEY SAVING TIPS

Medicare recipients today don't live on a fixed income. They live on a shrinking income! Learn how to avoid the common mistakes that people make once they become eligible for Medicare benefits. Current Medicare recipients as well as new enrollees can benefit from this program. Should I keep my employers insurance? When is the best time to sign up? Should I get a Medicare Advantage plan or a Medicare Supplement? Which Medicare Supplement Plan? What is the secret to finding the best Medicare drug plan? Find out the answers to these questions and many more suggestions that will keep money in your pocket.
354.01: Oct. 21 (Tues.); 6:30 p.m.  8:30 p.m.
354.02: Oct. 23 (Thurs.); 10:00 a.m.  Noon
Place: Education Center Library
           430 West Mill
Instructor: John Young
Cost: $5.00 Tuition; $5.00 Facility Fee                

356 INVEST IN YOUR DEBT TM
      
(Get a 37.13% Return*.  Risk Free, Tax Free, Guaranteed!)

This nationally acclaimed workshop is designed to show you how to pay off your STUDENT LOANS, credit cards, car payments and consumer debt in 1-3 years, and then completely OWN your home in another 3-4 years. Learn the most effective technique to becoming financially independent by using only your current income. Whether you make $12,000 or $120,000 a year, this class is for you. Learn an easy Linear Math Methodology to eliminate your debts the fastest way possible. Find out why the mortgage tax deduction is a farce and why most conventional investment strategies do not work. Learn how to spend smarter by "Reverse Budgeting," what the real value of a dollar is, how to "Seize your Savings," and how to make logical decisions when you buy. With no credit bills, you will have serious money to invest to build retirement wealth quickly.  Bring a calculator and a list of your debts to work out your personal debt elimination date. A $5.00 materials fee will be collected at class time. An optional text, Invest in Your Debt, will also be available from the instructor/co-author for $43.00. No financial planning, insurance or investments will be promoted or sold.
*Equivalent return if invested in traditional investments.
Date: Oct. 22 (Wed.)

Place: Education Center Library
           430 West Mill
Time: 6:30 p.m. - 9:30 p.m.
Instructor: Keith Phildius, IYD, Inc.
Cost: $45.00 Tuition; $5.00 Material fee; $5.00 Facility Fee
        
(Material fee paid to instructor at first class)

 358 RETIRE WITH CONFIDENCE 

Whether you are just beginning to plan for retirement or are years into retirement, this class will show you how to find, maximize, protect and enjoy those retirement dollars. Business owners as well as employees will benefit from the unique information shared in this presentation. Optimizing your 20-30 years in retirement will require creativity. Come join us and get the keys that open the door to your successful retirement.
358.01: Oct. 7 (Tues.); 6:30 p.m. - 8:30 p.m.
358.02: Nov. 4  (Tues.); 6:30 p.m. - 8:30 p.m.
358.03: Dec. 2 (Tues.); 6:30 p.m. - 8:30 p.m.

Place: Education Center Library
           430 West Mill
Instructor: John Young
Cost: $5.00 Tuition; $5.00 Facility Fee

 362 LETS SHOP A FUNERAL!

Consumers spend two years purchasing their first home, five months shopping for a new car and two months looking for a refrigerator or television. Learn how to shop for a funeral, during this educational in-service. Licensed funeral director Claudio Herrera will teach you the laws, rules and regulations binding the funeral industry. Know your consumer rights!  Know the right questions to ask.
362.01: Oct. 14 (Tues.); 6:30 p.m. - 8:30 p.m.
362.02: Oct. 16 (Thurs.); 10:00 a.m. – Noon
Place: Education Center Library
           430 West Mill
Instructor: Claudio Herrera
Cost: $5.00 Tuition; $5.00 Facility Fee


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